<a href='http://dobra-pozyczka.eu'>kredyty bez bik</a> The biggest disadvantage of a payday loan is the interest rate.The annual proportion rate on a payday loan is customarily three to four hundred percent.This is extraordinarily high and affects the customer’s cost of borrowing.The reason that the APR on payday loans is so high is because it is an unsecured loan.The riskier the loan, the higher the interest rate will be.Many people default on their payday loans, which causes payday loans agencies to boost the rates on all people.Payday loan agencies want to spread the loss out and rates will proceed to rise as long as people default on the loans.In order to avoid the high interest rates, make sure that you just pay back your loan on time.If you pay on time, you will avoid the high attention rates.
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